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Travel Insurance

We strongly recommend trip insurance to protect your vacation investment. We recommend RBC Insurance as the insurer for our clients.

Frequently Asked Questions About Travel Insurance

Q. Why should a traveler buy travel insurance?
A. Travel insurance gives travelers coverage for unforeseen problems, from a cancelled flight to a serious illness—or in rare cases, even an act of terrorism or the financial default of a travel supplier. If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their plans, they face two major financial losses—money invested in nonrefundable pre-payments, and medical expenses that in many instances may not be covered by health insurance.

Q. What happens if a traveler must cancel their vacation?
A. Often a traveler will lose nonrefundable deposits and prepayments that can add up to hundreds—or even thousands—of dollars. A comprehensive travel insurance plan through
RBC Insurance can provide trip cancellation coverage for the traveler's vacation investment—the insurance company reimburses the traveler for all pre-paid, nonrefundable expenses for a covered loss.

Q. How does trip cancellation and interruption coverage work?
A. It reimburses for forfeited, nonrefundable, unused payments or deposits if the traveler must cancel or interrupt their trip due to a covered reason.

Q. What other coverage is typically included in an RBC travel insurance plan?
A. In addition to trip cancellation and interruption, the more comprehensive travel insurance plans available today may also cover emergency medical expenses; emergency medical transportation, when ordered by a doctor, to the nearest adequate medical facility; reimbursement for accommodations and expenses incurred due to travel delays; reimbursement for the purchase of essential items if baggage is delayed; and coverage against lost, stolen or damaged baggage.

Q. Does travel insurance cover terrorism?
A. Many travel insurance policies do not cover terrorism, or only cover terrorist acts that occur on foreign soil. Travel insurance through
RBC Insurance can cover terrorist incidents both in the United States and abroad.

Q. Is the financial default of an airline, cruise line or tour operator covered?
A. Many of RBC's retail insurance programs include financial default coverage if the program is purchased within 15 days of making the initial trip deposit.

Q. Does RBC offer travel insurance plans tailored to specific types of travel?
A. Yes. RBC offers travel insurance plans for an array of budgets, from modest trips to high-end luxury vacations. There are also products for last-minute getaways and extended trips, and specific coverage plans for cruise travelers, golf travelers, students, and sports travel.  Talk to one of our travel experts to help you choose the right plan for you.

Q. How much does travel insurance cost?
A. The cost of travel insurance is based, in most cases, on the value of the trip and the age of the traveler. Typically, the cost is five to seven percent of the trip cost.

Q. Can I cancel the insurance after purchasing it?
A. RBC Travel Protection has a "free 10 day review period" for all coverages
.  From the first day you purchase your policy, you have 10 days to read and familiarize yourself with the coverage you purchased.  If you haven't left on your trip or filed a claim on the policy, RBC Insurance will refund your premium in full if requested within 10 day review period.

Feel free at any time during your visit to to contact our Venezuela Expert Travel Planners by phone Toll Free at 888.683.6283.  You can also send us an e-mail to

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